Wednesday, December 31, 2008

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Minutes of meeting of the parents of December 15, 2008

MINUTES

ASSEMBLY OF PARENTS

of the high school gymnasium, T. RATE

OF 12/15/2008

On December 15, 2008, at 17.00, it was meeting at the Great Hall of the Gymnasium-Lyceum T. Rate of Rome, the Assembly of Parents of pupils to discuss the following items on the agenda:

  • Election of the President of the Parents
  • Discussion and proposals on development of the school year in progress

There are about 45 parents, nearly all class representatives. There are also Perna Walter and Donald Capone, two of the four newly elected representatives to represent the parents in the School Council. Perna says that in the first session were also assigned the following tasks: W. President Perna CDI, D. Capone and Vice President Corrado Cheat member of the Executive.

Before discussing the points on the agenda, the manager, M. Letizia Terrinoni, rose to greet those present. He met briefly with his parents, setting up a debate that touched on various topics of the improvements under way in the building, standing problem of interviews with teachers, especially in conjunction with the end of the quarter and the "school report" interim.

Then, after the manager left the meeting, you decide to reverse the order of the discussion points on the agenda, to give continuity the arguments already addressed in part by Prof. Terrinoni.

With regard to difficulties encountered in carrying out the interviews with teachers, are some proposals regarding the methodology, such as limited number of listings, reservations and weekly in particular periods. It also sought ways to increase the number of tea parties (provided twice a year and are particularly useful for parents who find it difficult to be absent from work in the morning, sometimes in vain for overcrowding of lists), or otherwise distribute them throughout the 'year, in order to contract in conjunction with the deadlines above.

Alcuni dei presenti osservano, tuttavia, che gli insegnanti hanno uno specifico numero di ore da dedicare ai colloqui, già totalmente utilizzato, ferma restando l’ampia disponibilità sempre dimostrata da parte dei singoli docenti a ritagliare ulteriori spazi in caso di necessità.

Un genitore chiede se sia possibile recuperare i giorni in cui si è svolta l’occupazione sopprimendo il periodo di chiusura previsto nel il mese di febbraio. Walter Perna riferisce che la settimana di chiusura fa parte del calendario scolastico deliberato dal CdI nella seduta del 1/7/08 e che, pertanto non può essere “compensato” con la sospensione delle lezioni per l’occupazione.

Lo stesso genitore che aveva avanzato la precedente richiesta, invita a valutare la soppressione, per i prossimi anni, della pausa di febbraio in sede di definizione del calendario scolastico; viene tuttavia rammentato che, oltre alla motivazione di “traslare” una settimana dal pentamestre al trimestre, al fine di concedere più tempo alla didattica nella prima parte dell’anno, c’è una volontà di dare un indirizzo alle famiglie del periodo in cui effettuare la settimana bianca, evitando assenze di piccoli gruppi di ragazzi in un periodo più esteso.

Riallacciandosi alle migliorie interne dell’edificio scolastico, the parent in question would like to see maintained the exterior decoration of the building and proposes the installation of cameras to monitor for vandalism. As part of that discussion reveals some difficulties, such as identification dell'incaricato to check these records and the identification of possible makers.

Ample space is then devoted to discussion of how to improve communication and information school / home, also in order to broaden the involvement of parents in meetings and have a better comparison, especially useful for parents who need to be in that category School Council.

part of a more efficient information site Liceo Tasso, some proposals are: the publication of the school budget and the reports of the Class Council, the ability to access information about their child (absences, grades) via password-protected private area. Regarding the reports of absences by the school to parents, present reports that are sent to another school within the same day via SMS.

is strongly and unanimously called for greater scrutiny by the persons responsible for compliance with the ban on smoking in schools, considering that also, and in particular, the court procedure.

At this point we get to discuss the first item on the agenda - Election of the President of the Parents. Pier Francesco Belluzzi, the outgoing president, encourages parents to come forward with these applications, renewing his willingness to take that office. There being no further nominations, asked those present to ratify a show of hands Belluzzi's election as President of the Parents of the Rate: The Assembly unanimously approved.

At 19:00 the meeting was closed.

THE PRESIDENT

ASSEMBLY OF PARENTS

PIER FRANCESCO Belluzzi

Friday, December 5, 2008

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DO THE FULL DISCOUNT! With Card Q8 each refueling entitles the club in points but the points raised in turn can again become free fuel *! So every time you gasoline, it's like if I got a discount that you can use once they reach a certain threshold score, starting from 360 points.
When refueling operator shall submit to the Q8 your card and ask to use your points as a discount on any type of fuel ** Q8 petrol, diesel, LPG and Diesel Hi-Q.
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- We cover up to € 100,000 if you have sustained medical expenses in case of hospitalization, as a result of injury or illness
- If you've already paid the entire trip, but for serious reasons you can not leave, Columbus Direct will refund the penalty charged agency or air carrier.

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Subrogation and replacement of the mortgage

From 2007 to change their home loan costs less, thanks to the reduction or cancellation penalty of extinction. In addition, Law No. 40/2007 (Bersani Law) and the Budget Law established costs nothing for subrogation or portability, a simplified procedure for "transfer" il proprio mutuo da una banca ad un’altra e modificare i parametri del mutuo stesso (senza variare il debito residuo), rendendo ancora più facile e conveniente la sostituzione del vecchio mutuo.

Grazie alla surroga, in base alle tue esigenze potresti, ad esempio:

cambiare il tipo di tasso (fisso, variabile o misto) che avevi scelto;
abbassare il peso degli interessi sulle rate, riducendo il costo del debito;
allungare la durata del mutuo (fino a 40 anni) e di conseguenza ridurre l’importo delle rate.
Se lo desideri, oltre all’importo per estinguere il tuo mutuo, puoi ottenere una rilevante somma aggiuntiva che potrai utilizzare come preferisci. Tieni conto che il valore degli immobili in Italia è cresciuto in media di oltre il 40% negli ultimi 5 anni: puoi così trasformare subito in liquidità l’aumento di valore del tuo immobile. In tal caso la sostituzione del mutuo avviene mediante una procedura differente dalla surroga, comunque con costi molto ridotti.
Nel 2008 è stata anche definita una convenzione ABI - Ministero dell'Economia per rinegoziare i mutui a tasso variabile accesi fino al 28 Maggio 2008. Le banche, entro il 29 Agosto 2008, devono inviare ai clienti una lettera informativa sulle diverse soluzioni disponibili per chi vuole modificare il peso del proprio mutuo: surroga, sostituzione e rinegoziazione.
I clienti hanno tre mesi di tempo per comunicare se desiderano applicare le condizioni di rinegoziazione al proprio mutuo.

Con la rinegoziazione, le rate a partire dal Gennaio 2009 verranno calcolate secondo il tasso medio del 2006 e mantenute costanti. Il mutuo però resta a tasso variabile, e la differenza tra la rata originaria e quella costante si accumula su un conto aggiuntivo, che verrà rimborsato (sempre a rate costanti) solo dopo la fine della durata originaria del mutuo e con l’aggiunta degli ulteriori interessi maturati.

Si tratta quindi di una sorta di dilazione di pagamento, ma non è possibile determinare con certezza la durata ed il costo aggiuntivi del mutuo rinegoziato.

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Thursday, December 4, 2008

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Direct Line Car Insurance Money Back

Direct Line is the only company insurance business in Italy offering to customers, who for the first time by insurance, money back guarantee formula, ie the possibility to cancel the contract within 30 days from the date of commencement, without losing the amount paid after tax and of contribution to the National Health Service.

To avail themselves of their money back, just send, within 30 days from the date of the contract, a letter with return receipt at Direct Line Insurance SpA, Piazza Monte Titano, 10 - 20132 Milano, enclosing the following documents:

written request to cancel the contract for formula
Satisfaction or money back. If you wish to download the module click here
statement was not caused accidents in the period of validity of the contract
both cards
bill only for cars and motorcycles: cash, certificate of insurance and green card in the original.
Warning: formula money back guarantee does not apply if you
has been an accident.

Saturday, November 15, 2008

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illegaledegli method of calculating interest on loans: You can request a refund

Method of calculating interest on loans illegaledegli

You can request a refund from the Court of Bari has determined that the system in the French style, which affects nearly all mortgages in Italy, violates the law. On the site dell'Adusbef the form to request reimbursement
Rome - The Consumers' Association Adusbef, led by Elio Lannutti, public on its website, available to borrowers, the model for the claim, interest calculated in the plane amortization of the loan in a 'anatocistico', as explained in a statement. The initiative comes after the pronouncement of a court which showed that the rate of 13% subscribed through rate 'anatocistico' has arrived to 14.276%. In fact, last October 29 the court of Bari (sub-office of Rutigliano, Judge Peter Mastronardi) gave a ruling on loans dall'Adusbef called "momentous" because it "applies to almost all of the contracts in Italy." These are loans based on depreciation in the French style, in which payments are constant, composed of the sum of share capital (which increases gradually) and interest (which set the repayments) and calculated using the interest formula compound (ie the calculation of interest on interest). In the case - continues the statement - was involved in a business family from Puglia, vice-chairman of Adusbef defense, the lawyer Antonio Tanza of the Forum Bari, who in April 2001 brought an action against the Banco di Napoli (now Intesa Sanpaolo). Under the lens are over two loans to open in January 1988 (350 million pounds, ten, six-monthly installments at a fixed rate) and in May 1989 (by a billion floating-rate ten-year semi-annual installments). In the two contracts under review, a technical consultation showed that the rate was calculated using the formula of compound that was not expressly stated in the contract.
counseling showed an increase of the actual cost of the contract due to an effective rate higher than the nominal one: most were the rate, the more expensive the loan. Customers would sign the contracts, had not realized the high effective rate to be paid because the annual nominal rate was indeed the one indicated in writing in the contract, while the effect could only be inferred from an examination of the repayment plan. Instead of a 13% rate on the loan of 350 million lire, customers pay an annual effective rate of 14.276 percent, all'Adusbef stress. The magistrate granted the request and stated that the calculation of the repayment plan must be transparent and carried out according to mathematical rules of simple interest and not the compound used precisely nell'ammortamento "French". The Civil Code requires the calculation of interest daily (Article 820 / 821), can not be applied to compound except to the extent that Article 1283 provides that the pact anatocistico (ie compound interest) is following the vesting of the interest and never before, as it happens nell'ammortamento "French". The bank that uses this type of capitalization in the contract violates not only Article 1283 of the Civil Code Article 1284, but also that in the event of failure or determination and specification of uncertainty (nominal rate between contract and actual rate of repayment plan attached to the contract) requires the application of the legal rate and not the simple ultralegale, indefinite or uncertain. Savers have obtained the partial cancellation of loan agreements for breach of good fede nella conclusione ed esecuzione dei contratti e per difformità tra tasso contrattuale (indicato agli atti) e quello effettivo di ammortamento. I piani di ammortamento sono stati ricalcolati al tasso legale di volta in volta in vigore, con l'eliminazione dell'anatocismo, determinando una quota interessi inferiore a quella pagata.
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Monday, October 13, 2008

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PHOTOS AND LOTTERY
1) Anyone can send photos of the 2009 Motorcycle Rally for posting on the site at info@itassi.it
2 ) In the coming days the site will post the numbers of winning lottery tickets for prizes not yet withdrawn.

Sunday, October 12, 2008

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Car Insurance , motor home and family online Direct Line: Make with Money Back


Direct Line è l'unica compagnia di assicurazioni in Italia che offre ai clienti, che per la prima volta stipulano una polizza, la formula Soddisfatti o Rimborsati , ossia la possibilità di recedere dal contratto entro 30 giorni dalla data di decorrenza, without losing the amount paid after tax and contributions to National Health Service.

To avail themselves of their money back, just send, within 30 days from the date of the contract, a registered letter with return receipt at Direct Line Insurance SpA, Piazza Monte Titano, 10 - 20132 Milano, enclosing the following documents :

  • written request to cancel the contract for formula
    Satisfaction or money back. If you wish to download the module click here
  • statement was not caused accidents in the period of validity of the contract both
  • cards bill
  • only for cars and motorcycles : cash, certificate of insurance and green card in the original.

Warning: formula money back guarantee does not apply if you
has been an accident.


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Thursday, October 9, 2008

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NIGHT FOR THE BLIND WHO DID NOT, OR WOULD STOP TO STAY IN HOTELS NEAR THE MOTORBIKE RALLY, WE DID GET A LITTLE OF AGREEMENTS WITH DISCOUNT:

SAY YOU CAN CONTACT U.S. DIRECTLY AND PART OF THE MOTORBIKE RALLY RATES

Wednesday, September 24, 2008

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Direct Line and save up to 30%

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Dirct Line Company invites its users to test by comparing its prices with those of any other company. The result? There Always save at least 30%. This
on the first vehicle. If the second vehicle also ensure the savings are even greater.
If the 2nd car insurance is a new purchase and is owned by the same person who owns the vehicle is already insured with Direct Line, you are entitled to the same class on the policy already in place.
Prices Custom: The price of the policy is custom, it is based on personal information, driving habits, the insured.
addition, the insurance may suspend at any time, if the car is not in circulation. The term ricomeincerà from the time that the machine will be back in circulation.
Direct Line offers a number of guarantees, among which are very important, that of
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With Genius ONE account is really easy to save with the bank via the Internet and alternative channels to sportello.1 € per month and have of all the tools to easily manage your account 24 hours on 24 and 7 / 7:
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also open an account Genius ONE by October 31, 2008 you can request a free Credit Card Ethics.




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Friday, August 1, 2008

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HERE IS THE OUTLINE OF THE MOTORBIKE RALLY 2008

Wednesday, July 2, 2008

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Thursday, June 19, 2008

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Fiditalia, azienda leader nel credito al consumo, appartenente al gruppo Société Générale, propone Eureka, la carta di credito con formula revolving.
Usi Carta Eureka per le spese di tutti i giorni o per le spese improvvise. Al ristorante, nei supermercati, dal benzinaio o in autostrada. Per le spese mediche di tutta la famiglia o per un viaggio.
Puoi utilizzare Carta Eureka in Italia e nel mondo per tutti i tuoi acquisti , senza bisogno di contanti. Basta presentarla alla cassa in tutti i punti vendita che aderiscono ai circuiti MasterCard o Visa.
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Wednesday, June 18, 2008

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: legal definition

The loan is the transfer of a sum of money with the return of capital ilo constraint of equal or greater value. The term loan means essentially a loan of money that an institution or its authorized credit (such broker or dealer) grants to a person.

His assignment takes place after a series of preliminary checks that the broker is running in accordance with economic and professional of the applicant, exams that allow them to assess safety and avoid inappropriate situations of insolvency.

This funding may be requested and delivered in several ways: by buying consumer goods (car, house, furniture, household appliances, clothes, etc..), To restructure its home (building) to pay off other debts or have to purely immediate availability of cash (cash loans).

The loan can be finalized and has not been finalized, but what is the difference between these two forms of financing?

The main feature that distinguishes the two types of loan-subsidy is based on the method of delivery and consequently to the repayment of money itself: in the case of special-purpose loans the customer is obligated to purchase a commodity, however, specifying the purpose of the loan and putting necessarily aware, the funding institution, while in the case of loans not finalized the client has no destination and no constraint is free to dispose of the amount required to borrow more freedom of action.

purpose loans generally are distinguished from the others for ease and speed of the practice, sometimes it can be delivered from the same point of sale of those goods through trade and financial agreements with banks, while loans for the purpose you directed exclusively to banks.

Obviously the choice between these two forms of funding will be made by the customer in close relation to their needs and availability.

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Wednesday, January 23, 2008

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5 reasons to choose

5 Reasons to Go Direct Line





1.Perché you can save on your car insurance and motorcycle


Who said that car insurance is not cheap? Direct Line
convenience is ensured: you can save up to 30% on
RCA insurance policy.



A lean and flexible and offer tailored on you, on your actual driving habits
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test the policy tailored for you: calculate an online quote for your policy


car or motorcycle

and compare it with your existing insurance.


2.Why pay less does not mean less


More 500 consulenti competenti e formati sono sempre a tua
disposizione per consigliarti i vantaggi e le soluzioni più adatte.



Per esserti accanto in ogni momento abbiamo creato 4 team di esperti
professionisti, in grado di seguirti in modo competente ed efficace:



 



  • Servizio Preventivi : 848-80.05.16, da lunedì a venerdì dalle
    8.00 alle 21.00, sabato dalle 8.00 alle 17.00. Per coloro che
    preferiscono farsi calcolare un preventivo al telefono ;

  • Servizio Renewals : 848-800576, Monday to Friday from 8.00 am to 21.00
    , Saturday from 8.00 to 17.00. Assists you in
    any case inherent need to renew your ;

  • Customer Service: Monday to Friday 848-80.01.11
    from 8.00 to 20.00, Saturday 8.00 to 14.00. Reserved for those who have already purchased your policy
    ;

  • Claims Service: 848-88.00.22 Monday to Friday from 8.00 am to 19.00
    .


3.Perché we are part of a large and solid gruppo


Siamo la compagnia che ha inventato oltre 20 anni fa l'assicurazione rca
al telefono ed oggi siamo il Gruppo leader in Europa nelle assicurazioni
dirette.

Facciamo parte del Gruppo Royal Bank of Scotland (RBS) , fondata nel
1727, uno tra i più importanti gruppi bancari al mondo .



La divisione assicurativa del Gruppo RBS, di cui fa parte Direct Line, conta
25 milioni di polizze e oltre 19 mila dipendenti nel mondo .

 


4.Perché da noi efficienza e velocità nella gestione dei sinistri sono
certified


claims is one of our greatest pride: Direct Line
takes on average 10 days less in the Italian market for the
reimburse its customers as was documented in 2006 by Ania.



fact, customer satisfaction, Direct Line on the rate of clearance records
values \u200b\u200bsignificantly higher than standard
market: 89.4% satisfied against 78.8% of the market (source
Customer Satisfaction, Databank, 2006 ).



addition, our Claims Call Centre has been
the quality certification ISO 9001
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5.Perché request a quote is easy


Calculate your online quote car or motorcycle in a simple and clear
or call 848-80.05.16 , Monday to Friday from 8.00 to
21.00 and Saturday 8.00 to 17.00.



Users of the web site confirming the approval of the Direct Line, which
appears to be the most visited site to choose which insurance policy to buy
(Nextplora, July 2006).



Try us : discover the saving
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you reserve.