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BANKER BECOMES FAMILY FEATURES AUTO LOAN

Il Prestito auto

CARATTERISTICHE DEL PRESTITO AUTO
Stai pensando di cambiare la tua auto, ma non desideri sborsare in un’unica soluzione somme ingenti? Probabilmente la soluzione è richiedere un finanziamento. Negli ultimi 5 anni, oltre 60 italiani su 100 hanno acquistato un’auto nuova a rate, e 10 su 100 ne hanno acquistata una usata seguendo questa modalità. Vediamo quindi come funziona.
Il prestito car is a form of the loan finalized, signed at the dealer for the hire purchase of a new or used car, a fixed interest rate and payment in accordance with a repayment default rate constant (sometimes it is granted a grace period, ie a time interval during which no repayments are paid).
The dealer (or dealer) who has entered into an agreement with one or more financial institutions, be channeled to these funding requests made by its customers. This not only offers its customers an additional convenient service, but also by the financial institution receives a commission for the task of obtaining turning point. In fact, the dealer is committed to offer consumer financing, help in investigating the practice (completion of the contract, document library, accessories, etc..) Send the completed applications and funding entity, which will make an assessment. If approved, the amount financed is paid directly to the lender agreement (together with the commission of which we have said), on behalf of consumers anticipating the purchase price of the car or its share (if you pay an advance in cash).

The customer has the opportunity to buy the car and pay it in installments, reimbursing the institution sponsor principal, accrued interest and any additional expense.

The Auto Loan falls into the category of special-purpose loans and that is what is normally offered by retailers of goods or services (appliances, furniture, cars, etc..) For purchases with payment by installment.
The retailer offers this formula has signed many agreements with one or more financial institutions, which in front of his service to recognize a commission. He then offers the products to its customers and shall be filled in the request, forwarding it to the institute. This
assessing the credit application and, if approved, the customer who got the good desired is to be bound to it.
same time, the financial institution shall credit the dealer an amount equal to the value of the goods financed most of its commission for having "sold" a funding.
This is the very essence of the finalization of the grant amount financed is for the payment of goods or service and not the consumer who has applied for funding.